Your situation · Homeowners
You Live Here, and You Need to Keep Living Here
The complication for an owner-occupier is that the house has to keep functioning while it is being repaired, and that shapes every scheduling decision.
Photographs, moisture readings and a written scope. If you should not file a claim, that is what you will be told.
GC
A general contractor — we rebuild, not just dry
1 year
Florida deadline to report a new or reopened claim
No AOB
We do not ask you to sign over your claim
Licensed
General contractor, licensed in the state of Florida
Living in a job site
Drying equipment is loud and runs day and night. Containment closes off rooms. Rebuild takes months. Most families can stay, and the ones who struggle are those nobody warned about the noise and the timeline at the start.
What to sort out early
- Whether your policy covers additional living expenses, and what the limit is.
- Which rooms can stay in use and which cannot.
- How long the drying equipment will run — usually several days, noisily.
- Whether the damage is genuinely above your deductible.
- Who in the household is the single point of contact for decisions.
How we handle it
- 01Assess and document before anything is removed.
- 02Sequence work so the house stays livable where possible.
- 03Be explicit about noise, containment and duration up front.
- 04Give an honest read on whether to file.
- 05Rebuild under the same contract.
Ask your carrier about additional living expenses early, not late. If the house genuinely cannot be lived in, that coverage exists on most policies and people routinely fail to claim it because nobody mentioned it in week one.
Said plainly
Where we stop
If the loss is small and below deductible, we will tell you to pay for it directly. A claim that recovers nothing still lands on your loss history.
FAQ
Common questions
- Can we stay in the house?
- Usually. It is loud and parts are closed off. We will tell you honestly if it is not realistic.
- How long does drying take?
- Typically several days, verified by moisture readings rather than by how surfaces feel.
- Will my premium go up?
- It can, and a denied claim can still affect your record. Worth weighing before you file.
- What are additional living expenses?
- Coverage for accommodation if the house is unlivable. Ask about it in week one, not week six.
What we restore
Water Damage
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Storm Damage
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Mould Remediation
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Fire & Smoke Damage
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Sewage & Contaminated Water
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Reconstruction
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Next step
Find out what is actually wrong with it.
An inspection, photographs of what we found, and a written scope. If the honest answer is that it can wait another season, that is the answer you will get.