What we restore · Storm Damage
Storm Damage — Document, Then Dry In
After a named storm, everything happens at once: the house is open, every contractor is booked, and unfamiliar crews are knocking on doors.
Photographs, moisture readings and a written scope. If you should not file a claim, that is what you will be told.
GC
A general contractor — we rebuild, not just dry
1 year
Florida deadline to report a new or reopened claim
No AOB
We do not ask you to sign over your claim
Licensed
General contractor, licensed in the state of Florida
The week where expensive mistakes get made
The pressure to decide fast is exactly when people sign things they have not read. Meanwhile the genuine emergency — stopping further water — is the one thing that must not wait, because damage that could have been prevented is frequently damage a carrier will not pay for.
The order that matters
- Photograph everything before anything is covered or cleared.
- Stop the water — tarp, board up, dry in. Preventable further damage is often excluded.
- Keep receipts for tarps, hotels and generators. Mitigation costs are frequently reimbursable.
- Decide whether to file at all, before you call the carrier.
- Do not sign an AOB or a large deposit on a doorstep.
How we handle it
- 01Emergency dry-in first where the building envelope is open.
- 02Dated photographic record before repairs cover anything.
- 03Damage described in the terms an adjuster works in.
- 04An honest read on whether this is a claim or a repair you should just pay for.
- 05Full rebuild under the same contract, not a handoff.
Florida law now requires notice of a new or reopened claim within one year of the date of loss, and a supplemental claim within eighteen months. Both windows were shortened in 2022, so advice you read a few years ago is wrong. A leak that seemed minor in September can become significant by the following summer, by which point the window may have closed.
Said plainly
Where we stop
If you need a tarp today and we are three days out, take the tarp from whoever can do it now. Stopping water matters more than loyalty. What you should not do that week is sign over your claim.
FAQ
Common questions
- How long do I have to file?
- One year from the date of loss for a new or reopened claim; eighteen months for a supplemental. Both were shortened in 2022.
- Should I tarp before photographing?
- Photograph fast, then tarp. Both matter, and preventable further damage is often excluded.
- Someone offered to cover my deductible.
- That is insurance fraud in Florida and it makes you a party to it. Walk away.
- What is an assignment of benefits?
- It transfers your claim rights to a contractor. We do not use them. Read anything you are asked to sign, in daylight.
Your situation
Homeowners
The complication for an owner-occupier is that the house has to keep functioning while it is being repaired, and that shapes every scheduling decision.
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Landlords & Rentals
A rental adds two things a homeowner does not have: a tenant with legal rights, and a policy that may cover lost rent.
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Condo Associations
In a condominium the hardest question is not how to dry it. It is whose it is.
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Businesses & Commercial
For a business the repair cost is usually the smaller number. Being closed is the larger one, and the work should be planned around that.
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Seasonal & Absentee Owners
The worst water damage we see is not dramatic. It is a small supply leak in an empty house that ran for months, and it is the hardest category to get paid for.
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More what we restore
Water Damage
A burst supply line, a failed water heater, a supply hose behind a washing machine. The water itself rarely destroys much. What destroys things is how long it sits.
Read more →
Mould Remediation
Mould is not the problem. Mould is evidence of a moisture problem, and remediation that does not find the source is a cosmetic exercise with a schedule.
Read more →
Fire & Smoke Damage
In most house fires the flames damage one area and the smoke and the firefighting water damage everything else. The restoration is mostly about those two.
Read more →
Next step
Find out what is actually wrong with it.
An inspection, photographs of what we found, and a written scope. If the honest answer is that it can wait another season, that is the answer you will get.