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Fort Lauderdale, FL · Licensed across FloridaMon–Fri 8:00 AM – 5:00 PM · (954) 807-3208
Romco RestorationCall

Your situation · Businesses & Commercial

The Real Loss Is Being Closed

For a business the repair cost is usually the smaller number. Being closed is the larger one, and the work should be planned around that.

Photographs, moisture readings and a written scope. If you should not file a claim, that is what you will be told.

GC

A general contractor — we rebuild, not just dry

1 year

Florida deadline to report a new or reopened claim

No AOB

We do not ask you to sign over your claim

Licensed

General contractor, licensed in the state of Florida

Downtime, not drywall

A restaurant closed for three weeks loses more than the drying and rebuild cost. Yet restoration is routinely scheduled for the contractor's convenience rather than around trading, and business interruption coverage is frequently under-documented because nobody was tracking the right numbers from day one.

What changes for a business

  • Business interruption coverage, which needs documenting from day one.
  • Phasing so part of the operation can keep running where possible.
  • Out-of-hours work, which costs more and is often worth it.
  • Health department and licensing requirements in food service.
  • Stock and equipment losses documented separately from the building.

How we handle it

  1. 01Establish what has to keep operating, and plan around it.
  2. 02Document building, contents and interruption separately.
  3. 03Phase and sequence to minimize closed days, including nights.
  4. 04Coordinate with any licensing or health requirements.
  5. 05Rebuild under one contract.

Start recording the interruption numbers on day one — daily takings, staff hours, canceled bookings. Business interruption claims are settled on evidence, and reconstructing it a month later from memory is where most of the value gets lost.

Said plainly

Where we stop

We are not loss adjusters or accountants. Quantifying a business interruption claim is work for your accountant or a public adjuster; we document the building and the timeline.

FAQ

Common questions

Can we stay open?
Often partly, with phasing and out-of-hours work. It costs more and it is usually worth it.
What is business interruption coverage?
Coverage for lost income while you cannot trade. It needs documenting from day one to be worth anything.
Who quantifies the loss?
Your accountant or a public adjuster. We document the building and the timeline.
How fast can you start?
Emergency mitigation as fast as we can reach you. We will give you a real queue position rather than a promise.

Next step

Find out what is actually wrong with it.

An inspection, photographs of what we found, and a written scope. If the honest answer is that it can wait another season, that is the answer you will get.