Your situation · Businesses & Commercial
The Real Loss Is Being Closed
For a business the repair cost is usually the smaller number. Being closed is the larger one, and the work should be planned around that.
Photographs, moisture readings and a written scope. If you should not file a claim, that is what you will be told.
GC
A general contractor — we rebuild, not just dry
1 year
Florida deadline to report a new or reopened claim
No AOB
We do not ask you to sign over your claim
Licensed
General contractor, licensed in the state of Florida
Downtime, not drywall
A restaurant closed for three weeks loses more than the drying and rebuild cost. Yet restoration is routinely scheduled for the contractor's convenience rather than around trading, and business interruption coverage is frequently under-documented because nobody was tracking the right numbers from day one.
What changes for a business
- Business interruption coverage, which needs documenting from day one.
- Phasing so part of the operation can keep running where possible.
- Out-of-hours work, which costs more and is often worth it.
- Health department and licensing requirements in food service.
- Stock and equipment losses documented separately from the building.
How we handle it
- 01Establish what has to keep operating, and plan around it.
- 02Document building, contents and interruption separately.
- 03Phase and sequence to minimize closed days, including nights.
- 04Coordinate with any licensing or health requirements.
- 05Rebuild under one contract.
Start recording the interruption numbers on day one — daily takings, staff hours, canceled bookings. Business interruption claims are settled on evidence, and reconstructing it a month later from memory is where most of the value gets lost.
Said plainly
Where we stop
We are not loss adjusters or accountants. Quantifying a business interruption claim is work for your accountant or a public adjuster; we document the building and the timeline.
FAQ
Common questions
- Can we stay open?
- Often partly, with phasing and out-of-hours work. It costs more and it is usually worth it.
- What is business interruption coverage?
- Coverage for lost income while you cannot trade. It needs documenting from day one to be worth anything.
- Who quantifies the loss?
- Your accountant or a public adjuster. We document the building and the timeline.
- How fast can you start?
- Emergency mitigation as fast as we can reach you. We will give you a real queue position rather than a promise.
What we restore
Water Damage
A burst supply line, a failed water heater, a supply hose behind a washing machine. The water itself rarely destroys much. What destroys things is how long it sits.
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Storm Damage
After a named storm, everything happens at once: the house is open, every contractor is booked, and unfamiliar crews are knocking on doors.
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Mould Remediation
Mould is not the problem. Mould is evidence of a moisture problem, and remediation that does not find the source is a cosmetic exercise with a schedule.
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Fire & Smoke Damage
In most house fires the flames damage one area and the smoke and the firefighting water damage everything else. The restoration is mostly about those two.
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Sewage & Contaminated Water
Water is classified by what is in it, and the category changes the job completely. Category 3 — sewage, ground water intrusion, flood water — is grossly contaminated.
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Reconstruction
Drying a house takes days. Rebuilding it takes months, and it is where restoration projects most often stall — because the company that dried it is not a builder.
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More your situation
Homeowners
The complication for an owner-occupier is that the house has to keep functioning while it is being repaired, and that shapes every scheduling decision.
Read more →
Landlords & Rentals
A rental adds two things a homeowner does not have: a tenant with legal rights, and a policy that may cover lost rent.
Read more →
Condo Associations
In a condominium the hardest question is not how to dry it. It is whose it is.
Read more →
Next step
Find out what is actually wrong with it.
An inspection, photographs of what we found, and a written scope. If the honest answer is that it can wait another season, that is the answer you will get.
